Buy now – Pay later with Klarna

These Pay later terms apply between you and the store where you purchase your items, tickets or services and where you choose the Pay later payment method.

If you choose Pay later, we offer you the option to pay 30 days after shipment of your order. In the case of (digital) services, this is the date on which the service is delivered or available to you. We transfer our claim against you to Klarna Bank AB. Klarna will send you a payment instruction so that you can pay directly to Klarna. For contact details and more information about Klarna, visit

You only pay when you have received your order!

Klarna offers consumer purchase protection, which means you don’t have to pay for your order until you receive it and Klarna will help you if you have any problems with your purchase.

You can find out more about Klarna’s purchase protection here .

Costs and (late) payment

We charge €0 for using Pay later.

If you have not yet paid Klarna by the final payment date stated in the payment instructions, an initial reminder will be sent by e-mail free of charge with a new payment term of 14 days. Klarna will charge €13.50 reminder costs for the second reminder. For purchases under €20, a €7.50 reminder fee will be charged. If payment is not made, these costs can amount to 15% of the invoice amount for amounts up to € 2,500, with a minimum of € 40.

Credit check and handling of your data by Klarna

If you choose Pay later, Klarna will assess your creditworthiness. If a credit check has been carried out, you can be informed about this by a letter or an e-mail. Klarna processes your personal data to comply with our obligations under this agreement and for the additional purposes that you can find in our privacy statement. The privacy statement is available here and on the Klarna website. By using Klarna’s services you confirm that you have read this statement. For example, we process your personal data to identify you and to carry out customer analyses, credit assessments, marketing and business development. We may also pass on your data to selected partners (such as credit reference agencies), which may be located outside the EU/EEA. In the privacy statement you will find more information about data sharing, your rights regarding your data, how to contact us with questions or how to file a complaint with an authority.

Dealing with our rights

You agree that we may assign our rights under any agreement governed by these terms and conditions to any other person or entity. If we do this, it will have no influence whatsoever on your legal (consumer) rights.

Download this information .

Klarna Bank AB (publ), Sveavägen 46, 111 34 Stockholm
Organization number SE556737-0431.